Privacy Policy

Your Privacy Rights and Our Commitment to Data Protection — Last Updated: May 2025

This Privacy Policy applies to all information collected through our website, services, and platforms operated by BizBee Funding, LLC ("BizBee," "we," "us," or "our"). By using our services, you consent to the data practices described in this policy.

1. Information We Collect

BizBee Funding collects various categories of information necessary for providing business financing connection services, evaluating funding opportunities, and improving our platform.

Personal & Business Information

• Name, email address, phone number

Business Information

• Business name, business email & business phone number
• Industry type and business operations
• Time in business

Financial Information

• Self-Reported annual or monthly revenue
• Self-Reported FICO Score

Technical Information

• IP address and device identifiers
• Browser type and operating system
• Website usage and navigation patterns
• Cookies and tracking data

2. How We Use Your Information

Primary Service Uses

• Match you with potential lenders and funding providers based on your business profile and financing needs;
• Process and evaluate financing applications and requests;
• Facilitate communication between you and our network of funding partners;
• Provide customer support and respond to inquiries;
• Monitor and track application status throughout the evaluation process.

Marketing and Communication

• SMS messages include application updates, account/service notifications, and OTP verification.
• SMS messages are not used for unrelated promotions.

Platform Operations and Improvement

• Analyze website performance and user behavior to improve services;
• Enhance user experience and platform functionality;
• Conduct research and analytics to understand market trends;
• Test and develop new products and services.

Legal and Security

• Comply with legal obligations and regulatory requirements;
• Prevent fraud, unauthorized access, and other illegal activities;
• Protect the rights, property, and safety of BizBee Funding, our users, and others;
• Enforce our terms of service and other agreements.

SMS and Phone Communications

By opting in through our application form, you consent to receive SMS text messages and phone calls from BizBee Funding related to your funding application, application status, and support. Message frequency is up to 4 messages per month. Message and data rates may apply. You may opt out at any time by replying STOP to any SMS message or contacting us at support@bizbeefunding.com. Your phone number and SMS opt-in data will not be sold, shared, or transferred to third parties for marketing purposes under any circumstances. Reply HELP for help. Consent is not a condition of purchase. Contact: support@bizbeefunding.com | 831-777-3771

3. Information We Share

BizBee Funding shares your information with various third parties to provide our services, facilitate financing connections, and operate our business.

Lenders and Funding Providers

We share your application information with lending partners in our network solely for the purpose of evaluating and fulfilling your funding request. We do not sell your personal information to third parties. We do not share your SMS opt-in data or phone number with third parties for marketing purposes.

Service Providers and Business Partners

• Technology and hosting providers;
• Credit bureaus and financial data verification services;
• Background check and identity verification companies;
• Payment processors and financial institutions;
• Customer support and communication platforms.

Legal and Regulatory Requirements

We may disclose information to government entities, law enforcement agencies, and regulatory bodies when required by law.

Business Transfers

In connection with any merger, acquisition, financing, reorganization, bankruptcy, receivership, sale of company assets, or transition of service to another provider, your information may be transferred as part of such a business transaction.

4. Third Party Cookies and Tracking Technologies

BizBee Funding and our partners use various tracking technologies, including cookies, web beacons, and similar technologies, to collect information about your use of our website and services.

Opt-Out Options: Digital Advertising Alliance opt-out platform: www.aboutads.info/choices | Network Advertising Initiative opt-out platform: www.networkadvertising.org/choices

5. California Consumer Rights (CCPA/CPRA)

If you are a California resident, you have specific rights regarding your personal information under the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA).

Your CCPA/CPRA Rights Include:

• Right to Know: Know what personal information we collect, use, disclose, and sell about you;
• Right to Delete: Request deletion of your personal information, subject to certain exceptions;
• Right to Correct: Request correction of inaccurate personal information;
• Right to Opt-Out: Opt-out of the sale or sharing of your personal information for targeted advertising;
• Right to Limit: Limit the use and disclosure of your sensitive personal information;
• Non-Discrimination: We will not discriminate against you for exercising your privacy rights.

To exercise your California privacy rights, email: support@bizbeefunding.com or call: 831-777-3771

6. Data Security and Retention

Security Measures

• Industry-standard encryption for data transmission and storage;
• Secure servers protected by firewalls and access controls;
• Limited access to personal information by authorized personnel only;
• Regular security audits and vulnerability assessments;
• Employee training on data privacy and security practices.

Data Retention

• Personal Information: Retained for as long as necessary to provide services and comply with legal obligations;
• Business Information: May be retained as long as necessary to provide services, comply with legal obligations, resolve disputes, and prevent fraud;
• Marketing Data: Retained until you opt-out or request deletion, subject to legal requirements;
• Technical Data: Typically retained for 2-3 years for analytics and security purposes.

7. Your Choices and Controls

Marketing Communications

You can opt-out of promotional emails by clicking "unsubscribe" in any marketing email, emailing support@bizbeefunding.com, or calling 831-777-3771.

8. Other State Privacy Rights

In addition to California, Virginia (VCDPA), Colorado (CPA), Connecticut (CTDPA), and Utah (UCPA) residents have rights to access, delete, correct, and opt-out of certain data processing activities. Contact us using the information below to exercise these rights.

9. International Data Transfers

Your information may be stored and processed in the United States or any other country where BizBee Funding, our affiliates, or service providers maintain facilities. By using our services, you consent to the transfer of your information to countries that may have different data protection laws than your country of residence.

10. Children's Privacy

Our services are not directed to children under 13 years of age. We do not knowingly collect personal information from children under 13. BizBee Funding's services are designed for business owners and professionals who are at least 18 years of age.

11. Changes to This Privacy Policy

BizBee Funding reserves the right to modify, amend, or update this Privacy Policy at any time. Your continued use of our services following any modification constitutes your acceptance of the modified terms.

12. Contact Us