Every BizBee funding
solution, side by side.
Nine business funding products, $5,000 to $5 million, structured for how owners actually use capital — flexible draws for cash flow, term financing for planned investments, and specialty bridges for payroll, inventory, and debt cleanup.
Quick Answer
BizBee Funding offers nine business loan products across three categories: flexible capital (line of credit, working capital, MCA), term financing (term loan, equipment financing, expansion funding), and operational bridges (inventory financing, payroll funding, debt consolidation). Amounts run $5,000 to $5 million, with most qualified files funded in 24–72 hours after a soft credit pull.
Flexible Capital
Reusable, on-demand financing that bends with cash flow.
Business Line of Credit
Revolving access to capital. Draw what you need, pay interest only on the balance you use, and reuse the line as you pay it back.
Best for: Cash-flow gaps, seasonality, recurring payroll bridges.
See product detailsWorking Capital Loan
Short-term funding to cover payroll, inventory, marketing, or seasonal cash-flow gaps. Same-day funding available for qualified businesses.
Best for: Immediate operating needs with a clear payback path.
See product detailsMerchant Cash Advance
A lump sum repaid via a small percentage of future credit and debit card sales. Fast funding with no fixed monthly payment.
Best for: High-volume card businesses needing speed over price.
See product detailsTerm Financing
Predictable, lump-sum capital for one-time investments.
Business Term Loan
A lump-sum loan with fixed monthly payments and predictable terms, ideal for one-time investments like equipment, expansion, or acquisitions.
Best for: Planned investments where price beats speed.
See product detailsEquipment Financing
Finance trucks, machinery, kitchen equipment, medical devices, and shop tools. The asset typically serves as collateral, preserving working capital.
Best for: Hard-asset purchases — keep reserves untouched.
See product detailsBusiness Expansion Funding
Open new locations, scale operations, or fund growth opportunities without draining your reserves.
Best for: Second locations, buildouts, and acquisitions.
See product detailsOperational Bridges
Specialized capital that protects payroll, inventory, and growth.
Inventory Financing
Stock up before peak season or take advantage of bulk supplier discounts without choking cash flow.
Best for: Retail, wholesale, and ecommerce inventory pushes.
See product detailsPayroll Funding
Bridge slow receivables and keep your team paid on time, every cycle.
Best for: Staffing agencies and service firms with slow A/R.
See product detailsBusiness Debt Consolidation
Combine multiple business obligations into one clearer payment to improve monthly cash flow and reduce complexity.
Best for: Owners stacked with MCAs or multiple short-term loans.
See product detailsLooking for industry-specific funding?
We also tailor funding by industry.
Construction, trucking, restaurants, medical, automotive, trades, and professional services each have their own funding playbook. Browse the industry hub to see what fits your business.
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Ready to Join
the Hive?
Apply now and get your funding decision in minutes. Complete in less than 60 seconds. Move forward with more clarity and control.
- 600+ FICO
- 1 year+ in business
- $20K+/mo revenue
Soft-pull review only. No harm to your credit.
